Aside from saving money and eliminating debt, I believe that we should also invest for our retirement. One day, we will all be old and we’ll need money to take care of us. With this said, I have five simple rules in investing.
It’s been a month actually since I got back from my trip! I had a BLAST!! Let’s walk down the memory lane, shall we?
The trip planning started around early 2016. Since 2016 was already planned for Europe (click here for Spain and click here for Italy), I decided that I should go to my other Motherland, Philippines, to have my 35th birthday, family reunion, grade school reunion, and high school reunion. I know. I’ve also squeezed in a 4-day trip to Singapore with mom to visit my cousin, whose been asking me to visit her in like forever, before I head back to Hawaii.
After my January vacation in Philippines and Singapore, which I’ll be writing up a review later on, I have bought a brand new car! I bought a 2017 Nissan Versa.
Is it a Yippeeeee!!! Or is it a “Oh, noooooo!!”
In the United States, under the Affordable Care Act (A.C.A.), or widely-known as Obamacare, every American is mandated to have a health insurance. If you can afford to pay a health insurance, and you don’t have one, you will be fined. As of 2016, the fine is $695 (if you haven’t had a health insurance in the entire year) or 2.5% of your household income, whichever is higher.
Hello folks! How are you?
Can you believe that it is December? Yep! Christmas is just around the corner! My favorite time of the year.
A word that is synonymous to Christmas is giving. While it is true that this blog is about saving money, getting out of debt, and travel, I would like to talk about giving today. Giving, which is personal, and something that comes from the heart.
Travel is essential. I cannot emphasize it enough. As I’ve said in the past, traveling rejuvenates your body and soul from your everyday routine a.k.a. WORK. This is so true. I am speaking from experience. Every time I come back from vacation, I feel refreshed. If it’s at all possible, one should travel at least once a year. If I could travel more than that, I totally would.
To get you into the vacation planning mode, let me share with you my two most favorite websites where I buy cheap tickets.
Hello budget friends! How are you? I am swell. I don’t have any homework or exams. Yippeee! I am just catching up on my shows like Game of Thrones, Vampire Diaries, The Shannara Chronicles, and of course, my Korean dramas that makes me stay up until 1 in the morning.
Speaking of these shows, did you know that I have been saving quite a few on my entertainment expenses every month because of one awesome device? After I discovered this device years ago, I kissed my expensive cable goodbye!
Introducing…the ROKU STICK STREAMING DEVICE!!
If you haven’t read the first part of this article, click here for a recap.
So, we woke up really early (like 4am early) in Barcelona to catch our flight to Venice. Not so bad. It’s just that our taxi driver to the airport had the stinkiest breath, evaar! OMG! I swear I died. Hans was barely alive. Continue reading
How have you been, budget pals? I hope that you are still under the budget and not overspending. Aimishooo guys!!!
Well, it’s been hectic for the last two months. I had to cram and finish the semester (school), and bf and I went on our second trip to Europe. I have to say that the vacation has been AWESOME! Continue reading
Hello budget pal enthusiasts!!! How are you? Did you miss me? I do miss you, guys. I would like to write every week, but since I went back to school, I got extremely occupied. You know how that goes. Right now, I am bombarded with assignments and exams after exams. However, I want to make a presence at least once a month. So, here I am! Yipeee!
Our topic for this week is about asking for a raise from your boss. Yes. You heard that right. Though it can be nerve-wracking, it can be done. You just have to follow these three guidelines: Continue reading