In a perfect world, there would be no sickness and no accidents. There would be no need for a health insurance. It would be ideal, but we are not in a perfect world.
In the United States, under the Affordable Care Act (A.C.A.), or widely-known as Obamacare, every American is mandated to have a health insurance. If you can afford to pay a health insurance, and you don’t have one, you will be fined. As of 2016, the fine is $695 (if you haven’t had a health insurance in the entire year) or 2.5% of your household income, whichever is higher.
Kirby, E. 2016. Retrieved from unsplash.com
Hello folks! How are you?
Can you believe that it is December? Yep! Christmas is just around the corner! My favorite time of the year.
A word that is synonymous to Christmas is giving. While it is true that this blog is about saving money, getting out of debt, and travel, I would like to talk about giving today. Giving, which is personal, and something that comes from the heart.
Travel is essential. I cannot emphasize it enough. As I’ve said in the past, traveling rejuvenates your body and soul from your everyday routine a.k.a. WORK. This is so true. I am speaking from experience. Every time I come back from vacation, I feel refreshed. If it’s at all possible, one should travel at least once a year. If I could travel more than that, I totally would.
To get you into the vacation planning mode, let me share with you my two most favorite websites where I buy cheap tickets.
Hello budget friends! How are you? I am swell. I don’t have any homework or exams. Yippeee! I am just catching up on my shows like Game of Thrones, Vampire Diaries, The Shannara Chronicles, and of course, my Korean dramas that makes me stay up until 1 in the morning.
Speaking of these shows, did you know that I have been saving quite a few on my entertainment expenses every month because of one awesome device? After I discovered this device years ago, I kissed my expensive cable goodbye!
Introducing…the ROKU STICK STREAMING DEVICE!!
If you haven’t read the first part of this article, click here for a recap.
So, we woke up really early (like 4am early) in Barcelona to catch our flight to Venice. Not so bad. It’s just that our taxi driver to the airport had the stinkiest breath, evaar! OMG! I swear I died. Hans was barely alive. Continue reading